Which of the following is a disadvantage of small-scale farms?

The choice of lack of insurance highlights a significant disadvantage often faced by small-scale farms. These farms typically operate with limited financial resources and may not have the same access to comprehensive insurance options as larger agricultural enterprises. This lack of insurance can leave small-scale farmers vulnerable to various risks, such as crop failures, livestock disease, market fluctuations, and natural disasters. Without adequate insurance, they may struggle to recover from losses or invest in necessary improvements, leading to potential financial difficulties.

In contrast, having high-quality tools does not represent a disadvantage; rather, it can enhance productivity and efficiency. Access to large markets is typically a benefit, as it can provide a greater customer base and increase sales opportunities. Additionally, low environmental impact is often seen as a positive attribute of small-scale farming, as these operations can utilize more sustainable practices compared to industrial farming methods. Thus, lack of insurance stands out as a critical weakness for small-scale farms, affecting their stability and growth potential.